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Sending Large Sum Of Money To Philippines

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Ok so I bought a house on Mactan Island in Cebu.  Everything is signed and sealed and reservation deposit has been paid.

 

I am putting down a Spot Payment of $12,000 up front.  This needs to be paid within the next 30 days.

 

I am trying to find the cheapest way I can send the money to Philippines without paying huge fees??

 

I bank offshore with Lloyds TSB and they dont charge me anything to send money to bank account across the world, however from experience I know that banks in PI can charge massive fees when you send money.  Between shit exchange rates and stupid charges if i sent $12,000 I would be afraid that only $10,000 would received.

 

Does anyone have any advice or know of banks in PI that dont charge ridiculous fees?

 

Just to let you know - am in a country where I can't get to Lloyds Branch so electronically is my only choice.

 

Thanks in advance.

 

Billy


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